Medical Assessment Under Workers Compensation Insurance

Medical Expenses

The employer will provide medical expenses to the employees if any accidents or work-related injury takes place. Along with it, emergency visits, necessary surgeries and prescriptions will be covered under the insurance. No benefits will be given if you were intoxicated. You will not get any claim if an accident took place with your fault or you hurt yourself intentionally.

Missed Wages

If you need some time to recover from illness or injury, you can get a portion of your income back with this insurance. For instance, a hot pot of boiling water falls on the chef’s hands and needs to rest for a couple of weeks, then get workers compensation insurance to obtain the missed wages back.

Ongoing Care

At times the injuries get so severe that it requires more than one treatment. For example, if an employee has hurt his back while picking heavy boxes, workers compensation insurance will cover the care cost and the therapies.

Funeral Costs

If the employee accidentally dies while working, all the funeral costs and provides death benefits to the employees’ family members.

Illness

At times employees expose themselves to harmful chemicals or allergens, resulting in illnesses. All the costs and necessary care will be covered under worker’s compensation insurance.